Back in high school one day I told my girlfriend, “I’m going to retire when I’m 33!”.
She laughed in my face. (and i don’t really blame her, it’s not like I had shown much initiative or had a solid plan in life)
Well… as coincidence would have it, years later just 3 months after my 33rd birthday, I quit my job and haven’t returned to full time work since. (Not sure if i’ll ever “retire” — but work at this point is mostly optional for my wife and I)
Yes, we have received many leg-ups and blessings in life… But at the core, we’ve grown our wealth by establishing these basic set of habits:
- Earn more than we spend 👨💻
- Invest the difference 📈
- Track net worth regularly 💸
- Review expenses and budget each month 📝
- Celebrate wins, big or small, along the way (We do this usually on the 1st of every month!) 🥳
I’m not a financial genius who knows everything… But I do have a passion for how money works and flows. And I like helping others with their money issues/problems/roadblocks.
So if you have a question or if there’s something i can help you out with, shoot me a note. And if I don’t know the answer, maybe some of my really smart money friends do.
Happy 1st of the month!! Only 8% of the year left — let’s finish strong 💪
– Joel
My nephew in Australia, checking to make sure this kangaroo is OK. 🙂