RISE EARLY. RETIRE EARLY.

Just an average guy, living an above-average life!

Personal QBR

It’s Time for Your QBR: Quarterly Business Review

  It’s July 1st and time for your QBR!   What’s a QBR?   The last company I worked for had a grueling ritual at the beginning of each new sales quarter. Each sales rep had to prepare a detailed powerpoint presentation and deliver it to a room full of peers, managers, and executives from Read more about It’s Time for Your QBR: Quarterly Business Review[…]

Mondays don't suck

Mondays don’t suck. My attitude does.

Mondays don’t suck. – My attitude does – Today, a lot of people will be looking for excuses to be grumpy. They will blame Monday, their jobs, managers, commute time, workload, etc. I’m not gonna join them. It’s easier to adjust my attitude in the morning. I will find my morning bliss, and enjoy the Read more about Mondays don’t suck. My attitude does.[…]

More equals less ROE

When More Equity = Less Return

Woohoo! Your investment property has risen in value! But before we go out celebrating, let’s talk quickly about return on equity. Having more equity doesn’t necessarily mean that your returns are increasing. In fact, as your property value increases, your return on equity decreases. Wait a sec… What the heck does that mean? Let’s run Read more about When More Equity = Less Return[…]

Cyril Parkinson

Retire Early with Parkinson’s Law

    “Work expands so as to fill the time available for its completion”     A dude named Cyril Parkinson wrote this phrase in the opening sentence of an essay published in 1955. (Original article here)   From what I gather, Parkinson was basically making fun of the government for wasting time and money. Read more about Retire Early with Parkinson’s Law[…]

4 x Fourplexes (Part 2): Investment Timeline and Numbers

  4 x Fourplexes… Part 2: Investment Timeline and Numbers   Finding The Fourplexes: Probably the coolest part of this story is that these Fourplexes were found and purchased off-market. Meaning, nothing was listed for sale publicly on the MLS, and I was the only investor who knew about it. No competition, no worries. One Read more about 4 x Fourplexes (Part 2): Investment Timeline and Numbers[…]

Dog reading

How I Bought 4 x Fourplexes in 12 Months – (Part 1)

How I Bought 4 x Fourplex Investment Properties in 12 Months – (Part 1)   In the last 12 months my brother and I purchased 4 x fourplex rental properties in a small town in Texas. These were all off market properties (not listed publicly for sale on the MLS), all purchased from the same Read more about How I Bought 4 x Fourplexes in 12 Months – (Part 1)[…]

NINKS No Income No Kids

From DINKS –> NINKS: No Income, No Kids

  Ever heard of a NINK? Probably not… because I just made it up. But you’ve heard of DINKs, right? Yeah, well, I’m throwing out a new acronym for those young couples out there that don’t have kids and don’t have to work anymore. NINKS = No Income, No Kids No Income? By “Income” I’m talking Read more about From DINKS –> NINKS: No Income, No Kids[…]

Fourplex investment property

My First Investment Property, Age 18

My First Investment Property… I was 18 years old and barely out of high school when I bought my first investment property. Actually, I should really say “stumbled upon” my first investment property. It was a family deal, driven mostly by my parents. Now before you go thinking that I was born with a silver Read more about My First Investment Property, Age 18[…]

Tracking my savings rate as a young kid

It all started with Mum…   I think about my savings rate in a different way than most people. It’s because of my Mum.   When I was a young kid, my Mum paid me and my siblings to do chores around the house. Pretty standard chores like doing the family laundry, vacuuming/mopping, dishes, yard Read more about Tracking my savings rate as a young kid[…]

5am challenge

Getting up at 5 AM: The First 30 Days

Getting up at 5 AM! The first 30 days of getting up at 5 AM is bittersweet. It’s awesome, but it can really suck at the same time. It’s not just mentally and physically exhausting, this seemingly minor life change bleeds into and affects almost every area of your life. Work performance changes, friends and Read more about Getting up at 5 AM: The First 30 Days[…]